So, why Laybuy?


Deciding what to buy is hard, but paying it doesn't have to be.
Laybuy lets you receive the item now and spread the payment over 6 weekly automatic instalments. No interest, no fees*.


How Laybuy Works.

Proceed To Checkout
Pay by Laybuy.
Proceed to checkout.
Select Laybuy as your payment method.
Complete Order
Complete order.
Log in or Sign up.
Complete your order in seconds.
Select Schedule
Select schedule.
Choose your payment day. View your schedule and select pay now.
You're Done
You're done.
Payments will be taken automatically each week.

What do you need?

- A credit or debit card.
- To be 18 years of age.
- To be living in Australia

*The Important Bit

If you fail to make payment, you may be charged a late payment fee of $10.

Sign up in seconds at the online checkout
For complete terms visit


Important information:

  • Laybuy is an interest free payment plan option available in Australia.
  • Transaction value limits apply to Laybuy purchases made at EziBuy; the minimum purchase amount is $50 and the maximum purchase amount is $800 whether you link your Laybuy account to either a credit or debit card. In addition, Laybuy's automated system considers a number of different factors in determining which orders they approve.
  • Laybuy is not available at EziBuy for the purchase of gift cards, top-ups, back ordered or waitlisted merchandise.
  • The funds for the first payment must be available on your nominated card at the time of checkout.
  • The first payment will be taken at the time of transaction with the remaining five payments deducted weekly.
  • If you wish to return your goods, EziBuy’s normal returns policy applies. If eligible for a full refund, your initial payment will be returned in full and the remaining payments cancelled at no charge.
  • When you link your Laybuy account to a credit or debit card, please be aware that standard fees and charges may be applicable. Please refer to your card issuer's terms and conditions for full details.
  • If a payment is due from you but not received by Laybuy in accordance with the payment schedule, a $10 late payment fee will be charged, with a further $10 late payment fee added seven days later if the payment remains unpaid.
  • For complete terms visit

Please visit Laybuy FAQs